Business funding, sorted in as little as 2 hours
Business funding, sorted in as little as 2 hours
If you’re an Australian small or medium-sized business looking for fast, flexible funding between $5,000 and $100,000, iFundCap could be the right fit.
Our application takes just a few minutes, with no obligation and no impact on your business while you explore your options. Apply today to find out how much your business may be eligible.
Yes, in many cases.
Unlike traditional lenders, we don’t rely solely on your credit score. We also assess your business’s cash flow, trading history and overall financial position to determine whether the loan is suitable. Every application is individually assessed, and approval is subject to our lending criteria.
Generally, we look for businesses that have been trading for at least 12 months so we can properly assess cash flow and serviceability. If you’ve been operating for less than 12 months, you’re still welcome to submit an enquiry and our team can discuss your options.
Complete this 3-minute form to see if your business qualifies.
Absolutely. Whether you’ve been in business for one year or twenty, you can apply provided your business is registered in Australia and has access to online business banking. Our application process is fast, simple and designed to minimise paperwork. Complete this 3-minute form to see how much your business can borrow.
Our funding rates start from 0.8% per month, with the final rate based on your business profile, financial position and risk assessment. Your personalised offer will be provided before you decide whether to proceed, so you’ll know exactly what to expect. Complete this 3-minute form to see how much your business can borrow.
Yes. At iFundCap, we specialise in helping businesses secure funding alongside their existing finance facilities. Whether you need working capital, cash flow support or funding to seize a growth opportunity, we’ll assess your current commitments and determine whether additional finance is suitable for your business. Complete this 3-minute form to see how much your business can borrow.
With almost two decades of commercial finance and lending experience, we understand that business owners need funding that’s fast, straightforward and transparent. Once approved, funds can be available in as little as 2 hours, subject to verification and bank processing times, helping you move quickly when opportunities arise. Complete this 3-minute form to see how much your business can borrow.
The most common reason is serviceability. If your business cannot meet the proposed repayments based on its current cash flow, we may be unable to approve the loan. Applications may also be declined if the business or its directors are currently bankrupt or subject to a Part IX debt agreement.
Our goal is to provide funding that supports your business not finance that places unnecessary pressure on it.
Complete this 3-minute form to see how much your business can borrow.
We focus on two key areas:
We take a practical approach, looking beyond just credit scores to understand the bigger picture.
Complete this 3-minute form to see how much your business can borrow.
Every business is different.
If your circumstances are more complex than usual, we’d still encourage you to get in touch. Our team will take the time to understand your situation and let you know whether we can help or point you towards the most suitable funding solution.
Complete this 3-minute form to see how much your business can borrow.